Homeownership should be a source of security—not stress.

A person lounging on a dark gray sofa in a modern living room, using a laptop. The room features a black wall with decorative elements, including framed artwork, hanging pendant lights, a side table with a lamp, an armchair, a large potted plant, and various shelves with books and decor.

At Value Hold, we believe your home’s value shouldn’t be left to chance. That’s why we created a new kind of insurance—one that protects your equity when it matters most.

We’re not here to share in your upside. We’re here to shield your downside.

Whether you're buying your first home, planning for retirement, or navigating life’s twists and turns, Value Hold gives you the confidence to move forward without worrying about market timing.

A person sitting on a blue couch, wearing headphones and listening to music, with a large scanner machine in front of them that appears to be scanning their head.

Most Americans have the bulk of their wealth tied up in their home. But if the market drops and you’re forced to sell, that equity can vanish overnight.

We saw a gap in the system—no product existed to protect homeowners from falling home prices.

So, we built one.

Value Hold is insurance for the modern homeowner:

  • Simple, transparent coverage

  • Flexible payment options

  • Real protection, when you need it

We’re backed by regulatory expertise, experienced leadership, and a mission to give homeowners real peace of mind.