Last Updated: September 8, 2025

Welcome to Value Hold! These Terms of Service (“Terms”) govern your access to and use of valuehold.com (the “Site”), products, and services provided by Value Hold (“Company,” “we,” “our,” or “us”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our services. By using the Site, you represent and warrant that you meet this requirement.

2. Use of Our Services

You agree to use our Site and services only for lawful purposes and in accordance with these Terms.
You must not engage in any activity that interferes with or disrupts the Site.
We reserve the right to suspend or terminate your access if you violate these Terms.

3. Accounts

To access certain features, you may need to create an account.
You are responsible for maintaining the confidentiality of your account login credentials.
You agree to notify us immediately of any unauthorized use of your account.

4. Purchases & Payments

If you purchase products or services through the Site, you agree to provide accurate billing and payment information.
All payments are processed by third-party providers, and you authorize us to charge your chosen payment method.
Prices and availability are subject to change without notice.

5. Intellectual Property

All content, trademarks, and materials on the Site are owned by or licensed to Value Hold and are protected by intellectual property laws.
You may not copy, distribute, modify, or create derivative works from our content without prior written consent.

6. User Content

You may be able to submit, upload, or share content (“User Content”).
By posting User Content, you grant Value Hold a worldwide, non-exclusive, royalty-free license to use, reproduce, and display it in connection with providing our services.
You represent that you have the rights to post your User Content and that it does not violate any laws or third-party rights.

7. Third-Party Links

Our Site may include links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.

8. Disclaimers

Our services are provided “as is” and “as available.”
We make no warranties, express or implied, regarding the Site, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee that the Site will be error-free or uninterrupted.

9. Limitation of Liability

To the fullest extent permitted by law:

Value Hold shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site.
Our total liability for any claim shall not exceed the amount you paid to us in the past 12 months.

10. Indemnification

You agree to indemnify and hold harmless Value Hold, its affiliates, and employees from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

11. Termination

We may suspend or terminate your access to the Site at any time, with or without cause or notice. Upon termination, your right to use the Site will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Governing State/Country], without regard to conflict of law principles.

13. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes means you accept the new Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Value Hold
Contact
Website: valuehold.com